happy businessman in dark glasses in a suit smiles while looking at his ipad/tablet in the kitchen of his restaurant
Businessman checking kitchen supplies

SBA 7(A) Loans

At low rates and longer repayment terms, get business financing that won’t slow you down

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SBA 7(A) LOAN FEATURES

Affordable Business Financing

Since 7(a) loans are backed by the Small Business Administration (SBA), lenders are able provide lower interest rates and longer repayment terms compared to other business financing options.

Because you pay less in monthly interest with an SBA 7(a) loan, you have the cash flow to successfully operate and grow your business.

  • Rates as low as prime +2.75%
  • Up to 90% loan-to-value
  • Up to $5M in funding
  • Terms of up to 25 years
  • No balloon payments
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Estimate Your SBA 7(a) Loan Payments

Loan Amount

$25,000.00

$5,000,000.00

Loan Term

5 Years

20 Years

Annual Rate

5%

5%

15%

Minimun Down Payment

0%

0%

15%

  • SBA Fees3%
  • Estimated Monthly Payment$483.01
  • Estimated One Time Fees$750.00
  • Estimated Down Payment$0.00
Qualify now

Data presented in this calculator are for illustrative purposes only. Applicants are subject to our credit worthiness. Interest rates, fees, terms and conditions are subject to change at any time without notice and will be disclosed upon final loan approval. This solicitation is not a guarantee of qualification.

SBA 7(a) LOAN USES

A Business Loan for What You Need—and When You Need It.

As your business grows, get the financing you need to accelerate it. With SBA 7(a) Financing you can:

Expand, acquire or start a business

Purchase commercial real estate

Finance ground-up construction

Make tenant improvements

Reference existing business debt

Buy equipment

Get working capital

Build Inventory

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SBA 7(a) ELIGIBLE INDUSTRIES

Get SBA 7(a) Financing for Your Industry

Hundreds of industries are eligible for SBA 7(a) financing. Below are just some the of industries that Celtic Bank has financed.

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