Handsome young businessman smiling at his coworkers during a meeting with colleagues at their commercial real estate company.
Handsome young businessman smiling at his coworkers during a meeting with colleagues at their commercial real estate company.

SBA 504 Loans

Lock-in fixed rates for long-term fixed assets

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SBA 504 Loan Features

Get Fixed Rates for Commercial Real Estate and Equipment

The SBA 504 loan is designed to finance long-term fixed assets like commercial real estate and equipment. You can use a 504 loan to purchase and renovate an existing building, buy land and finance ground-up construction, purchase new equipment, or pay off debt incurred from these purchases. 

  • Long-term fixed rates
  • Up to 90% loan-to-value
  • Can fund projects over $5M
  • Terms up to 20 years
  • No balloon payments
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SBA 504 LOAN USES

Affordable Financing for Commercial Real Estate and Equipment

SBA 504 loans are great for purchasing commercial real estate, equipment and financing larger construction projects.

Purchase undeveloped property 

Finance ground-up construction 

Buy and upgrade existing non-specialized buildings 

Purchase equipment with a service life of 10+ years 

Refinance conventional debt 

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SBA 504 ELIGIBLE INDUSTRIES

Get SBA 504 Financing for Your Industry

Hundreds of industries qualify for SBA 504 financing. Below are just some the of industries that Celtic Bank has financed.

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