SBA 504 Loan Features
Get Fixed Rates for Commercial Real Estate and Equipment
The SBA 504 loan is designed to finance long-term fixed assets like commercial real estate and equipment. You can use a 504 loan to purchase and renovate an existing building, buy land and finance ground-up construction, purchase new equipment, or pay off debt incurred from these purchases.
- Long-term fixed rates
- Up to 90% loan-to-value
- Can fund projects over $5M
- Terms up to 20 years
- No balloon payments
SBA 504 LOAN USES
Affordable Financing for Commercial Real Estate and Equipment
SBA 504 loans are great for purchasing commercial real estate, equipment and financing larger construction projects.
Purchase undeveloped property
Finance ground-up construction
Buy and upgrade existing non-specialized buildings
Purchase equipment with a service life of 10+ years
Refinance conventional debt
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