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Restaurant Financing
Take a bite out of the competition with fast, affordable financing from Celtic Bank
Apply nowRESTAURANT FINANCING WITH CELTIC BANK
Buy, Build or Expand Your Restaurant
Do you want to finally buy that property you’ve been leasing for years? Need to renovate? Replace some expensive equipment? Going ground-up on a second location? Or looking to buy a third?
Many banks shy away from restaurant loans. Not Celtic Bank. We know how tough it can be for restaurant owners to access capital. We understand your challenges – that your industry is hyper-competitive, asset-heavy, and that you often have pivot quickly to keep and attract patrons.
Having transacted tens of millions of dollars in restaurant financing last year alone, Celtic Bank offers quick approval times and an effortless funding experience. We do the heavy financial lifting, so you can focus on five-star improvements and growing your customer base.
Partner with a lender today that knows your business.
Restaurant Financing Details
The low rate and longer repayment terms of an SBA 7(a) loan make it one of the most popular financing options for any kind of restaurant, from limited- to full-service.
As a preferred SBA lender, we can approve loan applications in house, accelerating your time to funding.
With SBA 7(a) Financing Get:
- Rates at, or below prime + 2.75%
- Up to 85% loan-to-value (LTV)
- Up to $5M in funding
- Terms up to 25 years
- No balloon payments
USES OF RESTAURANT FINANCING
Get What You Need—and When You Need It
If you are looking for business financing that brings more to the table, the SBA 7(a) loan is it. Get the cash you need to resolve common challenges of running a restaurant, while still having the cash to grow. You can use an SBA 7(a) loan to:
Buy a business
Renovate and refurbish an existing restaurant
Open and build out a new location
Purchase commercial real estate
Buyout a partner
Upgrade equipment
Refinance business debt
Solve cash-flow issues
Stock inventory
Hire staff
Buy a new point-of-sale system
RECENTLY FINANCED RESTAURANTS
Let Celtic Bank Fund Your Restaurant
RESTAURANT FINANCING CASESTUDY
Don’t Just Take Our Word for It
Read Jess’ Experience
“I think at this point in the life of the loan the important thing is that I can get capital quickly. That I can pay a vendor when I need to pay a vendor, because otherwise it's holding up my project. Celtic was able to turnaround our loan, so, so quickly. And that was crucial because we were going to have a project delay if we couldn't get vendors their deposits.”
– Jess Kittrell, 101 Beer Kitchen
Read the Case Study
